Is It Available and Is It Worth It? – Affordable Pet Insurance
You’ve probably seen the ads for Pet Health Insurance on TV, online or in magazines. But did you ever give it any serious consideration?
Many pet owners are, shall we say, overly optimistic about their pet’s health. After all, if something happens how much could it be?
There’s a much better option… This option is finding affordable pet insurance. You see, just like health insurance for people, insurance for pets works the same way. It protects them for possible diseases, accidents, and necessary operations – you know, the unfortunate and unpredictable – that come up beyond our control. It does cost money, but far less than what you’d expect to have to pay to protect your pet’s life.
Pet Insurance for Routine Checkups: Another very important and helpful benefit of pet health insurance for your dachshund puppy is coverage of routine checkups and preventive procedures. As you will find, many pet insurance providers offer this type of coverage in the form of ‘wellness plans.’ Wellness plans are great because they are often available as stand-alone policies for pet owners who would like some insurance, but are not quite willing to commit to one of the more comprehensive policies. Wellness plans may include provisions for yearly physicals, shots and vaccinations, dental exams, and blood screens, and some even cover treatments for flea and tick control. These types of plans are very beneficial and help your dachshund puppy lead a longer and healthier life.
Peace of Mind with Pet Insurance: Another great and important benefit of carrying pet health insurance is the peace of mind it gives to you, the pet owner. The medical bills associated with long illnesses or horrible accidents can quickly add up to astonishing amounts. In the midst of those emotionally trying times, pet owners are often faced with big decisions….whether to pay for an expensive procedure that may or may not save your dachshund puppy’s life, or euthanize him. As much as owners love their pets and see them as part of the family, it is not always a financially responsible decision to pay for certain medical procedures. It is at those times, that a pet health insurance policy can be a true miracle.
What would you do if you were suddenly faced with a life and death decision? Where would you find the cash and what choices might you have to make if you cannot afford treatment? All of us as pet owners must eventually make that decision for our little ones but hopefully it is at the end of a long and healthy life when other options have run out. To have to put down your pet because you weren’t able to pay for treatment would be devastating. I know it would for me.
As you can see, there are so many advantages to insuring your dachshund puppy. The benefits of pet insurance are tremendous and will leave you with great peace of mind. It is very important for you to do your homework prior to signing your pet up for insurance though.
You should always carefully review the exact terms of the health plan you are considering, as coverage varies greatly from policy to policy and from provider to provider. It is crucial that you as the owner, become very familiar with the terms of your dachshund puppy’s insurance policy before a health crisis arises. Doing so, will help you be prepared to make informed decisions about treatment options for your dachshund puppy.